Rbc cousineau petro canada lier rbc Maps and GPS directions to RBC St-Hubert and other RBC Royal Bank locations in Canada. Find your nearest RBC Royal Bank. The Royal Bank of Canada Banque Royale du Canada is the largest bank in Canada with 1209 branches. Details of Transit Number # 01951-003. Bank Royal Bank of Canada. Branch Succ Cousineau & Gaetan-Boucher. Routing Number 000301951. Transit Numner MICR # 01951-003.

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For more than a century, RBC Wealth Management has provided trusted advice and solutions to individuals, families, institutions and charitable foundations. "Having a basic understanding of how money, investing and our broader financial system works is critical in our society today. That’s good news, but with people spending decades in retirement it’s important to plan for any scenario. Put our award-winning global network to work for you. Yet there is a growing realization, particularly in the wake of the last financial crisis, that many people don't understand budgeting, investing or how simple financial products like loans work.” View profile Director of Portfolio Advisory Group, U. Equities “We continue to suggest to our investors that they maintain their asset allocation to stocks; what is comfortable to them, what makes sense from a strategic standpoint for their allocation and there are reasons for that. Our goals-based wealth planning approach brings clarity today, while helping people build confidence in the future.” View profile using Java Script to ensure the best experience through the site. If we did, the view would be quite different.” View profile Head of Wealth Planning U. Wealth Management “Americans increasingly view retirement as an exciting new chapter in life filled with possibilities. Please check to learn how to enable Java Script on your browser and enjoy the best experience. We shop all the top banks and lenders, to bring you the best guaranteed investment certificate rates in Canada. Whether you’re looking for a short-term cashable GIC, or want a longer-term investment like an RRSP GIC, we have all the best rates on our site. Find the product that’ll best serve your savings needs, and apply to open it today. Royal Bank of Canada (RBC) is one of the Big Five banks in Canada. While you can get savings and chequing accounts from RBC, you can also open investment accounts. Moreover, RBC has the largest branch and automated banking machine network across banks in Canada. RBC also offers online, mobile, and telephone banking to support its personal banking products and services. RBC’s guaranteed investment certificate (GIC) rates are comparable to GIC rates from other major banks in Canada, but remain relatively competitive nonetheless. RBC offers both redeemable (cashable) and non-redeemable (non-cashable) GICs. When selecting a non-redeemable GIC, which pays you interest at its maturity date, you can select a short-term investment period of less than 364 days. If you choose to have your interest paid out to you annually, semi-annually or monthly, longer term lengths between one to 10 years can be chosen. These payout conditions apply to both RBC’s non-redeemable and redeemable GICs. Like other major banks in Canada, RBC offers personal banking products, such as savings and chequing accounts, mortgages, and credit cards. If you’re searching for a savings account, RBC offers a variety of accounts with tiered and fixed savings rates. RBC offers some of the more competitive rates on GICs compared to other major Canadian banks. However, other GIC providers may still have investment options that are better tailored towards your needs. To find out more about what other GIC options are available to you, you can use our GIC comparison tool to compare rates. Did you know that rates differ significantly between financial institutions, and within the various channels / methods where you purchase? Browse our Education Centre to learn about the GICs that best suit your saving needs. Rbc rates rbc westgate The following non-registered GIC rates are current for 18 February 2020. View GIC Rates for registered investments. With Guaranteed-Return GICs, your interest rate is guaranteed, so you don't need to worry about changes in the markets or economy. Interest rates are subject to change without notice at any time. Notes on RBC Royal Bank RBC Mortgage Rates. RBC mortgage rates are the most searched of any Canadian lender. That's because it has the most mortgage customers of any bank in Canada. RBC Royal Bank is the country's largest bank with more than 10 million clients domestically and 16 million globally. Personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria. Special Offers are discounted rates and are not the posted rates of Royal Bank of Canada. Specials Offers may be changed, withdrawn or extended at any time, without notice. The annual percentage rate (APR) is based on a $ 250,000 mortgage for the applicable term assuming a processing fee of $300 (which includes fees associated with determining the value of the property). If there are no cost of borrowing charges, the APR and the interest rate will be the same. Interest rate is compounded monthly, not in advance. Royal Bank of Canada prime rate is an annual variable rate of interest announced by Royal Bank of Canada from time to time as its prime rate. Royal Bank of Canada (RY on TSX and NYSE) today announced that it does not intend to exercise its right to redeem all or any part of the currently outstanding Non-Viability Contingent Capital (NVCC) Non-Cumulative 5-Year Rate Reset First Preferred Shares, Series BD (the "Series BD shares") on May 24, 2020. Clients opening a personal chequing account in branch now have more secure identity verification, stronger fraud protection, and a faster account opening experience with the ability to scan government IDs or tap Passports... RBC today released its 2019 Environmental, Social and Governance (ESG) Performance Report, Task Force on Climate-related Financial Disclosures (TCFD) Report and Public Accountability Statement (PAS) - complementary documents to RBC’s annual report to shareholders.... Royal Bank of Canada (the Bank) ("RY" on TSX and NYSE) today announced that the Toronto Stock Exchange (TSX) and the Office of the Superintendent of Financial Institutions (OSFI) have approved its normal course issuer bid to purchase, for cancellation, up to 20,000,000 of its common shares.... As a majority of Canadians (74%) continue to worry about their savings and how to balance immediate financial priorities against long-term needs, they are increasingly struggling to bridge a savings gap.... Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors has declared an increase to its quarterly common share dividend of three cents, or three per cent, to $1.08 per share,... For the fourth consecutive year, RBC has been selected for the 2020 Bloomberg Gender-Equality Index (GEI), which distinguishes companies committed to transparency in gender reporting and advancing women... Canadian investors are increasingly looking to build responsible investment portfolios, but they are not sure how to start and are relying on their financial advisors for guidance, according to a recent survey of Canadian retail investors by RBC Global Asset Management Inc.... While Canadian Olympians prepare to take the world's biggest sporting stage at the Olympic Games in Tokyo, RBC Training Ground will once again be searching the country for the next generation of Olympic talent.... According to a study from RBC Wealth Management, Canada sits squarely in the middle of the pack among 15 high and middle income countries in opportunities for its citizens to create wealth. RBC Direct Investing today announced that real-time streaming quotes on Canadian and U. stocks and exchange-traded funds (ETFs) are being provided to all clients at no charge, effective immediately.... Royal Bank of Canada (RY on TSX and NYSE) today announced an offering of $XX billion of non-viability contingent capital (NVCC) subordinated debentures ("the Notes") through its Canadian Medium Term Note Program.... To help business students prepare for careers in financial institutions increasingly focused on sustainability, the RBC Foundation has made a $75,000 gift to the Sustainable Finance Project at the University of Toronto’s Rotman School of Management... Royal Bank of Canada (RY on TSX and NYSE) today announced it has entered into definitive agreements to sell all banking operations in the Eastern Caribbean to a consortium of indigenous banks within the region. Royal Bank of Canada (RY on TSX and NYSE) today reported record net income of $12,871 million for the year ended October 31, 2019, up $440 million or 4% from the prior year, with diluted EPS growth of 5%. Today, Youthful Cities welcomes 60 young leaders to Edmonton for a first of its kind summit on the future of urban work. The summit delegates hail from 16 cities across Canada, including 20 young leaders from the host city - Edmonton.... In a continued effort to take its research beyond banking, Borealis AI announced a new collaboration with Mila - Quebec Artificial Intelligence Institute to support an artificial intelligence (AI) research project on climate change.... To help young Canadians prepare for the future of work, RBC Future Launch and Riipen have partnered to provide students with the opportunity to develop the skills and gain the work experience they need for the jobs of tomorrow.... Women of Influence announces the 2019 RBC Canadian Women Entrepreneur Awards finalists. This was a record-breaking year for the program with over 9,000 nominations from across the country. After an intensive judging review, 18 finalists were selected across six legacy award categories. An additional five recipients were chosen to receive the Ones to Watch Award, which recognizes entrepreneurs who have launched businesses that have made an incredible impact in fewer than three years.... RBC ranked #3 in the global "Top 25 Most Diverse & Inclusive Companies" in the 2019 Refinitiv Diversity & Inclusion Index. The D&I Index ranks over 7,000 listed companies with environmental, social and governance (ESG) data, based on a composite of metrics collected from publicly available information sources that define diverse and inclusive workplaces.... Rod Bolger, Chief Financial Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the 2019 Barclays Global Financial Services Conference in New York City on September 11, 2019 at a.m. Dave Mc Kay, President and Chief Executive Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the Scotiabank Financials Summit in Toronto on September 4, 2019 at a.m. Royal Bank of Canada (RY on TSX and NYSE) today announced that Doug Mc Gregor, Group Head, RBC Capital Markets and RBC Investor & Treasury Services, will retire on January 31, 2020 after 37 years at the bank... Royal Bank of Canada (RY on TSX and NYSE) today reported net income of $3,263 million for the quarter ended July 31, 2019, up $154 million or 5% from the prior year, with solid diluted EPS growth of 6%. Royal Bank of Canada (RY on TSX and NYSE) today announced the applicable dividend rates for its Non-Viability Contingent Capital (NVCC) Non-Cumulative 5-Year Rate Reset First Preferred Shares, Series BB (the "Series BB shares") and NVCC Non-Cumulative Floating Rate First Preferred Shares, Series BC (the "Series BC shares").... Royal Bank of Canada (RY on TSX and NYSE) today announced that it does not intend to exercise its right to redeem all or any part of the currently outstanding Non-Viability Contingent Capital (NVCC) Non-Cumulative 5-Year Rate Reset First Preferred Shares, Series BB (the “Series BB shares”) on August 24, 2019.... Royal Bank of Canada (RY on TSX and NYSE) today announced an offering of $1.5 billion of non-viability contingent capital (NVCC) subordinated debentures (“the Notes”) through its Canadian Medium Term Note Program.... Today, RBC announces the acquisition of Way Pay, a cloud-based payments fintech from Burlington, Ontario that offers business clients a best-in-class solution for accounts payable automation and payment optimization. The Royal Bank of Canada ("RBC") has partnered with more than 200 major companies in signing a "friend of the court" brief filed in a trio of landmark cases coming before the U. Supreme Court that could determine whether LGBT people are protected from discrimination under existing federal civil rights laws... Tight airport security and flight delays can definitely be a downside to air travel, but the biggest pet peeve for over a quarter (27 per cent) of Canadians is bad travel etiquette, according to a recent RBC Insurance survey. Royal Bank of Canada (RY on TSX and NYSE) today announced the applicable dividend rates for its Non-Viability Contingent Capital (NVCC) Non-Cumulative 5-Year Rate Reset First Preferred Shares, Series AZ (the "Series AZ shares") and NVCC Non-Cumulative Floating Rate First Preferred Shares, Series BA (the "Series BA shares").... Royal Bank of Canada (RY on TSX and NYSE) today announced that it does not intend to exercise its right to redeem all or any part of the currently outstanding Non-Viability Contingent Capital (NVCC) Non-Cumulative 5-Year Rate Reset First Preferred Shares, Series AZ (the “Series AZ shares”) on May 24, 2019. After three years of deteriorating housing affordability in Canada, a measure of relief arrived for prospective home owners, according to the latest RBC Economics Housing Trends and Affordability Report.... Today, RBC i Shares expanded its exchange traded fund ("ETF") lineup with the launch of the i Shares Sustainable Core ETFs, a suite of six ETFs that are expected to begin trading on the Toronto Stock Exchange today; The new funds will be managed by Black Rock Asset Management Canada Limited ("Black Rock Canada"), an indirect wholly-owned subsidiary of Black Rock, Inc.... RBCx Music, in partnership with Golf Canada, is pleased to announce a new concert series, featuring Grammy-nominated and internationally acclaimed duo, Florida Georgia Line (FGL), and JUNO award winners and homegrown rock band, The Glorious Sons, taking place at the 2019 RBC Canadian Open.... Royal Bank of Canada (the Bank) ("RY" on TSX and NYSE) today announced that the Toronto Stock Exchange (TSX) and the Office of the Superintendent of Financial Institutions (OSFI) have approved its normal course issuer bid to purchase, for cancellation, up to 20,000,000 of its common shares.... Dave Mc Kay, President and Chief Executive Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the RBC Capital Markets Financial Institutions Conference on March 12, 2019, from a.m. Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors has declared an increase to its quarterly common share dividend of four cents, or four per cent, to $1.02 per share, payable on and after May 24, 2019, ... Canadian defined benefit pension plans ended 2018 in negative territory, with an annual return of -0.7 per cent, reversing gains from the previous three quarters this year, according to the RBC Investor & Treasury Services All Plan Universe. To fill the gap and allow clients time off to support a terminally ill or injured child or spouse, RBC Insurance is the first in the industry to launch the Family Compassionate Care Rider as an option for select disability plans... Today, RBC and the Academy of Canadian Cinema & Television (The Canadian Academy) announced the nine grant recipients of a new initiative called the MVP Project, which provides funding and networking support to musicians and filmmakers for music video creation and production.... Today, RBC welcomed its newest Team RBC golf brand ambassadors: Corey Conners, Brittany Marchand, Ben Silverman and Roger Sloan. These four Canadians join an elite roster of players, including Canadians Adam Hadwin, Brooke Henderson and Alena Sharp.... Canadians who are sitting on the sidelines - unsure how to invest or what to invest in - today have a new digital investment advice service to help them build their financial futures: RBC Invest Ease.... Canadian defined benefit pension plans posted a slim uptick in Q3 2018, returning 0.1 per cent, down from Q2 returns of 2.2 per cent, according to the RBC Investor & Treasury Services All Plan Universe... Royal Bank of Canada today announced that as a result of strong investor demand for its previously announced domestic public offering of Non-Cumulative, 5-Year Rate Reset Preferred Shares Series BO, the size of the offering has been increased to 14 million shares.... City National Bank today announced that after 23 years as Chairman and CEO, Russell Goldsmith will be succeeded as the company’s CEO by Kelly Coffey and that Goldsmith will continue to serve as its Chairman.... Royal Bank of Canada to redeem Non-Cumulative First Preferred Shares Series AD, Non-Cumulative Floating Rate First Preferred Shares Series AK and Non-Cumulative 5-Year Rate Reset First Preferred Shares Series AJ & ALRoyal Bank of Canada (RY on TSX and NYSE) today announced its intention to redeem all of its issued and outstanding Non-Cumulative First Preferred Shares Series AD (the "Series AD shares") on November 24, 2018, ... As part of the celebrations for next February's Black History Month, the Royal Bank of Canada today announced a call for submissions for the 10th Annual RBC Black History Month Student Essay Competition.... At the official opening of the Borealis AI Montréal lab today, Dave Mc Kay, President & CEO of RBC, announced the RBC Foundation will donate $1 million over the next three years to the Canadian Institute for Advanced Research (CIFAR).... Ninety percent of institutional investors believe environmental, social and governance (ESG) integrated portfolios are likely to perform as well or better than non-ESG integrated portfolios, according to a new global survey by RBC Global Asset Management (RBC GAM).... Entrepreneurial spirit is alive and well in Canada with more than half (54 per cent) of Canadians saying they have thought about owning their own business according to the 2018 RBC Small Business Poll. Of those who have considered owning a business, 56 per cent are already putting their entrepreneurial skills to use by making money from their passion project (28 per cent), taking on side jobs when they need money (20 per cent) and testing out a new business idea (8 per cent).... To help young Canadians prepare for the future of work, RBC Future Launch and Ten Thousand Coffees have partnered to increase access to alumni networking and mentoring for students at seven post-secondary institutions across Canada.... Rod Bolger, Chief Financial Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the 2018 Barclays Global Financial Services Conference in New York City on September 13, 2018 at a.m. Dave Mc Kay, President and Chief Executive Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the Scotiabank Financials Summit to be held in Toronto on September 5, 2018 at a.m. Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors has declared an increase to its quarterly common share dividend of four cents, or four per cent, to 98 cents per share, payable on and after November 23, 2018, to common shareholders of record at the close of business on October 25, 2018.... RBC has once again been named a constituent of the FTSE4Good Index, which measures the performance of companies demonstrating strong environmental, social and governance (ESG) practices. FTSE4Good indices are a standard used when creating or assessing responsible investment products.... Sixteen banks, UN Environment Finance Initiative (UNEP FI) and climate risk advisory firm, Acclimatise, today published new methodologies that help banks understand how the physical risks and opportunities of a changing climate might affect their loan portfolios.... The little bit of housing affordability relief that Canadian homebuyers enjoyed in late 2017 slipped away in the first quarter of 2018, according to the latest Housing Trends and Affordability Report... RBC is pleased to announce the release of the newest edition of A Chosen Journey: RBC Indigenous Partnership report. Celebrating its tenth anniversary, the report highlights a diverse range of success stories from within Indigenous communities across Canada,... The definition of legacy in Canada is shifting from value to values, as the next generation of high-net-worth1 Canadians increasingly prioritize the impact of their money throughout their lives and beyond.... RBC, across its Capital Markets and Investor & Treasury Services businesses, hosted its inaugural global RBC Trade for the Kids today, donating more than US$3 million to more than 40 of its major youth-focused charity partners... With a focus on driving innovation to deliver leading-edge solutions for its clients and support the Canadian innovation community, RBC is the first Canadian bank to launch an Application Programming Interface (API) developer portal.... RBC and Canadian Art issued the call for submissions to the 2018 RBC Canadian Painting Competition. To mark the 20th anniversary, the competition is awarding an additional grand prize: a residency at the renowned Banff Centre for the Arts, a global leader in the development and promotion of creative work in the arts.... Royal Bank of Canada (RY on TSX and NYSE) today announced it has filed its Notice of Annual Meeting of Common Shareholders and Management Proxy Circular for 2018 with securities regulators and is mailing the package to shareholders. Royal Bank of Canada (the Bank) ("RY" on TSX and NYSE) today announced that the Toronto Stock Exchange (TSX) and the Office of the Superintendent of Financial Institutions (OSFI) have approved its normal course issuer bid to purchase,... Royal Bank of Canada (RY on TSX and NYSE) today reported net income of $3,012 million for the first quarter ended January 31, 2018, which includes the impact of the U. Tax Reform(1) of $178 million, or $0.12 per share, primarily related to the write-down of net deferred tax assets. Royal Bank of Canada (RY on TSX and NYSE) released today a proposed template of our Supplemental Financial Information package, reflecting the impact of the adoption of International Financial Reporting Standard 9, Financial Instruments (IFRS 9).... As Millennials move into their 30s, they share many of the same life goals as previous generations of Canadians; where they differ is in the challenge they face in financing those goals, according to RBC... RBC Wealth Management was honoured for the 11th consecutive year for best overall private banking services in Canada by its peers in the 2018 Euromoney Private Banking and Wealth Management Survey. Borealis AI, an RBC Institute for Research, is continuing to expand its artificial intelligence (AI) research team across Canada with the addition of Professor Pascal Poupart of the University of Waterloo and Professor Marcus Brubaker of York University. Royal Bank of Canada (RBC) ("RY" on TSX and NYSE) today announced the completion of its share repurchase program (the "Program"), as required by the conditions of the issuer bid exemption order issued to RBC by the Ontario Securities Commission on January 10, 2018... Rising home ownership costs in Vancouver, Toronto and Victoria pushed overall housing affordability in Canada to its worst level since the end of 1990 in the third quarter of 2017, according to the latest Housing Trends and Affordability Report issued today by RBC Economics Research.... Dave Mc Kay, president and chief executive officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the RBC Capital Markets Canadian Bank CEO Conference on January 9, 2018, from a.m. Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors declared a quarterly common share dividend of 91 cents per share, payable on and after February 23, 2018, to common shareholders of record at the close of business on January 25, 2018... Royal Bank of Canada (RBC) has introduced My Business Dashboard, a tool that brings together key metrics from the best online software into a single view to help owners make faster and better decisions to manage and grow their businesses.... Canadian defined benefit pension plans, buoyed by rebounding Canadian equity returns, posted Q3 2017 returns of 0.4 per cent according to the $650 billion RBC Investor & Treasury Services All Plan Universe,... Georgia Regional Hospital, banning sexual orientation discrimination in the workplace.... RBC and City National Bank have partnered with more than 70 other companies to sign an amicus brief in support of U. Women of Influence today announced the finalists of the 2017 RBC Canadian Women Entrepreneur Awards program. A record breaking 6,400 women entrepreneurs from coast to coast were nominated for this year... Canadian employers overwhelmingly agree on the benefits of having a diverse workforce and an inclusive workplace, but only one in 10 strongly agree that they take advantage of those benefits, according to a new report out today from the Royal Bank of Canada and the Institute for Canadian Citizenship.... From their favourite local coffee shop, to the always-reliable neighbourhood handyman, Canadians are passionate about small and local businesses. In fact, according to the 2017 RBC Small Business poll, 88 per cent of Canadians will choose to support a local business when possible,... Today, RBC announced a funding commitment of US$300,000 to support organizations providing relief and humanitarian efforts for those affected by the devastating damage caused by Hurricane Irma in many Caribbean countries and the state of Florida in the U. At a time when a large percentage of the current financial advisor force is drawing closer to retirement, RBC Wealth Management - U. aims to attract new talent to the business with a new digital storytelling initiative that shines a spotlight on the role of financial advisors and what it takes to become part of the industry.... Rod Bolger, Chief Financial Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the 2017 Barclays Global Financial Services Conference in New York City on September 12, 2017 at a.m. Dave Mc Kay, President and Chief Executive Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the Scotiabank Financials Summit to be held in Toronto on September 6, 2017 at a.m. Walk the dog, make lunch, dash out the door to work, pay bills, buy groceries on the way home, binge-watch your favourite series, reset and start all over again tomorrow. Living in the moment doesn’t leave a lot of time for planning your future, or for trying to grow any savings to finance that future. (RBC GAM Inc.) today announced the launch of the RBC Vision Fossil Fuel Free Global Equity Fund. Imagine if money management and saving could be effortless, something that happened in the background while you were busy living your life? The Fund is part of the suite of RBC Vision™ Funds that were introduced earlier this year.... $25.00 per related depositary share), together with all declared and unpaid dividends. Royal Bank of Canada (RY on TSX and NYSE) today announced its intention, subject to the approval of the Office of the Superintendent of Financial Institutions (OSFI), to redeem all of its issued and outstanding Non-Cumulative First Preferred Shares Series AB (the “Series AB shares”) on September 27, 2017, for cash at a redemption price of CDN $25.00 per share, together with all declared and unpaid dividends. The NYSE-listed Series C-1 depositary shares, each of which represents a 1/40th interest in a Series C-1 share will be redeemed concurrently with the redemption of the Series C-1 shares.... Royal Bank of Canada also announced its intention, subject to the approval of OSFI, to redeem all of its issued and outstanding Non-Cumulative Perpetual First Preferred Shares Series C-1 (the “Series C-1 shares”) on November 13, 2017, for cash at a redemption price of U. Royal Bank of Canada (RY on TSX and NYSE) today reported net income of $2,796 million for the third quarter ended July 31, 2017, down $99 million or 3% from a year ago. Excluding an after-tax gain of $235 million from the sale of our home and auto insurance manufacturing business in the prior year, net income was up $136 million or 5%( ). Results reflect strong earnings growth in Wealth Management, Insurance excluding the prior year gain on sale(1), and Investor & Treasury Services, as well as solid earnings in Personal & Commercial Banking. These factors were partially offset by lower results in Capital Markets primarily due to less favourable market conditions.... Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors has declared an increase to its quarterly common share dividend of four cents, or five per cent, to 91 cents per share, payable on and after November 24, 2017, to common shareholders of record at the close of business on October 26, 2017.... RBC, in collaboration with Trans Union, today introduced Credit View Dashboard to all online banking clients. With Credit View, clients see what credit products they have on file, their credit score, and a first for Canada - a digital simulator to help clients understand how credit works. Clients can simulate financial scenarios, like applying for a new credit card or mortgage, and by entering a few numbers and details, the credit score is recalculated based on these actions.... When it comes to post-secondary education, there are valuable life lessons - and financial lessons - to be learned outside the lecture hall. A recent poll conducted on behalf of RBCsup®/sup finds that students who receive less than one-quarter of their funding from parents feel more confident in their financial decision making and are more likely to make and stick to a budget compared to their peers who receive more financial support from their parents. Despite the boost in confidence, the road to confident money management is a lifelong journey and many post-secondary students would benefit from ongoing practice.... RBC Insurance has launched PATH, a new travel mobile app that provides travellers with the ability to view local clinics and hospitals based on their current location, or search for facilities in other locations and/or call experts directly for emergency medical assistance. Other features include up-to-date travel information, travel advisories and advice. The app is now available free in the Apple App store and for Android users on Google Play and can be easily found by searching RBC PATH... C., independent member of the company’s Board of Directors, who passed away on August 1, 2017. George of Calgary, Alberta was appointed to the RBC board in 2012 and was also formerly President and Chief Executive Officer of Suncor Energy Inc.... Royal Bank of Canada (RY on TSX and NYSE) extends its sincere condolences to the family of Mr. Who doesn't wish they had an assistant to pay their bills? Thanks to an update to the RBC Mobile app, Royal Bank of Canada ("RBC") personal banking clients are now the first in Canada who can ask Siri to pay their bills on i Phone and i Pad.... (RBC GAM Inc.) today announced that effective June 30, 2017, the funds within its two socially responsible investing (SRI) line-ups, PH&N Community Values Funds and RBC Jantzi Funds... Syria-born LGBTQ activist and emerging author, Ahmad Danny Ramadan has been named among the 9th annual RBC Top 25 Canadian Immigrants, along with doctors, artists, entrepreneurs and philanthropists. Presented by Canadian Immigrant magazine and sponsored by RBC Royal Bank, this annual awards program celebrates the achievements of inspiring Canadian immigrants.... Across the country, young Indigenous leaders are making a positive impact in their communities and businesses, as shown by the success stories featured in the latest edition of A Chosen Journey: RBC Aboriginal Partnership Report.... BMO Financial Group, CIBC, Royal Bank of Canada, Scotiabank and TD Bank Group are donating $500,000 to the Canadian Red Cross to support the devastating flooding in Québec, Ontario, BC and New Brunswick.... Toronto region's financial services employers are increasing their investment in young Canadians through a ground-breaking, sector-wide initiative to create 10,000 new work-integrated learning opportunities for post-secondary students by the end of 2020.... (RBC GAM Inc.) today announced March mutual fund net sales of $1.1 billion. ("RBC GAM Inc.") announced today a number of changes to certain RBC Funds and PH&N Funds, including mergers, fee reductions and proposed changes to investment objectives. Canadian Immigrant magazine has opened the online voting phase for its ninth annual RBC Top 25 Canadian Immigrant Awards. Long-term funds had net sales of $1.0 billion and money market funds had net sales of $99 million. This coveted award recognizes and celebrates the untold stories of Canadian immigrants who have made a significant contribution to Canada - all the more poignant this year as we celebrate Canada 150. The award program is proudly supported by title sponsor RBC Royal Bank. The public can now vote for up to three of their favourite finalists online at until May 22, 2017.... While home ownership costs remained historically elevated in Canada, they levelled out in the fourth quarter of 2016 after climbing steadily for a year and a half, according to the latest Housing Trends and Affordability Report issued today by RBC Economics Research.... RBC is focused on achieving an inclusive workplace where all employees have equal opportunity to reach their full potential, and recognises that diversity and inclusion is not just a core value, it is also a business priority... Today, as Canada Water Week kicks off across the country, RBC released its 10th annual Canadian Water Attitudes Study-an in-depth examination of how Canadians think, feel, and act in regard to our fresh water. The story that has emerged is both complex and enlightening. On one hand, it confirms how much Canadians value our water and how integral our lakes and rivers are to our national identity; on the other, it reveals a troubling carelessness with a resource Canadians still consider unlimited in its abundance.... Royal Bank of Canada (RBC) ("RY" on TSX and NYSE) today announced that the Toronto Stock Exchange (TSX) and the Office of the Superintendent of Financial Institutions (OSFI) have approved its normal course issuer bid to purchase, for cancellation, up to 30,000,000 of its common shares.... Canada's leading banks and insurance companies today announced their intent to create a fund to invest up to $1 billion in Canadian businesses over the next decade to bolster growth and innovation.... Royal Bank of Canada today announced that Jennifer Tory, currently Group Head Personal & Commercial Bank (P&CB) will assume the role of Chief Administrative Officer (CAO). Neil Mc Laughlin, currently Executive Vice President, Business Financial Services, P&CB will become Group Head P&CB, replacing Ms. Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors declared an increase to its quarterly common share dividend of four cents per share, or five per cent, to 87 cents per share,... Canadian defined benefit pension plans closed out 2016 with an annual return of 6.8 per cent, up from 5.4 per cent in 2015, according to the $650 billion RBC Investor & Treasury Services All Plan Universe, the industry... For an outstanding 10th consecutive year, Royal Bank of Canada (RY on TSX and NYSE) captured top honours for private banking services in Canada in the 2017 Euromoney Private Banking and Wealth Management Survey. today announced January mutual fund net sales of $1.1 billion. In addition to this achievement, RBC received 14 first-place awards at the annual event. Long-term funds had net sales of $1.1 billion and money market funds had net redemptions of $23 million. Assets under management increased by 0.4 percent.... As Canada prepares to celebrate its 150th birthday, RBC asked high school students to reflect on the contribution of black Canadians over the past 150 years and what future generations can learn from them.... Royal Bank of Canada (RY on TSX and NYSE) (RBC) has been named ‘Best Trade Finance Provider in Canada’ for the fifth consecutive year by em Global Finance/em magazine. This award exemplifies RBC’s cross-platform collaboration and commitment to ensuring services, technology and global expertise that support clients’ international trade finance requirements.... Following recent investments in artificial intelligence (AI) and machine learning, RBC today announced Dr. Sutton, one of the modern day pioneers of AI, as head academic advisor to RBC Research...... today announced December mutual fund net sales of $874 million. Long-term funds had net sales of $883 million and money market funds had net redemptions of $8 million. Assets under management increased by 1.1 per cent.... Canadian Immigrant magazine is pleased to invite nominations for the ninth annual RBC Top 25 Canadian Immigrant Awards. The 2017 awards will be extra special this year as winners will be announced in time to celebrate Canada’s 150th birthday, a momentous occasion in the history of a nation built by immigrants.... Despite cooling home resale activity overall, housing affordability deteriorated further across all markets in Canada in the third quarter of 2016, according to the Housing Trends and Affordability Report issued today by RBC Economics Research.... (RBC GAM Inc.) today announced the launch of RBC Retirement Portfolios, a unique solution bringing over 30 years of asset allocation experience to help investors reach their retirement goals.... Dave Mc Kay, president and chief executive officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the RBC Capital Markets Canadian Bank CEO Conference on January 10, 2017, from a.m. RBC, in partnership with the Canadian Olympic Foundation (COF), Canadian Olympic Committee (COC) and CBC Sports, today introduced 25 young Canadian athletes, identified at RBC Training Ground events, who will now receive ongoing support through the program. RBC Wealth Management ("RBC"), part of Royal Bank of Canada (RY on TSX and NYSE), has won two industry accolades for its commitment to providing clients with premier wealth management capabilities and unparalleled customer service... ("RBC GAM Inc.") today announced that PH&N Short Term Bond & Mortgage Fund, PH&N Bond Fund and PH&N Community Values Bond Fund ("the Funds") will be closed to new investors effective Monday, July 4, 2016. Royal Bank of Canada ("RY" on TSX and NYSE) today announced that the Toronto Stock Exchange has approved its normal course issuer bid to purchase, for cancellation, up to 20 million of its common shares... Royal Bank of Canada ("RY" on TSX and NYSE) today announced its intention, subject to the approval of the Office of the Superintendent of Financial Institutions ("OSFI") and the Toronto Stock Exchange, to commence a normal course issuer bid through the facilities of the Toronto Stock Exchange ... Today, RBC announced a donation of $2 million to support families and communities affected by the wildfires and the recent economic downturn in Alberta, as part of its longstanding history of helping Canadians.... April data from the RBC PMI highlighted a sustained recovery in business conditions across the Canadian manufacturing sector, with growth of output, new orders and employment all accelerating since the previous month.... Canadian manufacturers indicated a positive end to the first quarter, with production and overall new orders returning to growth after a sustained period of decline, according to the latest RBC PMI survey.... Royal Bank of Canada (RY on TSX and NYSE) today announced that it has rescheduled its investor day, profiling its recently closed acquisition of City National Bank (City National), for Friday, June 17, 2016.... Overall business conditions across the manufacturing sector moved another step closer to stabilization in February, according to the latest RBC PMI survey, with output and new orders both continuing to fall at slower rates than those seen at the end of 2015. Housing affordability generally remained stable across Canada in the fourth quarter of 2015, with the exception of the scorching Vancouver and Toronto markets where soaring home prices continued to raise the bar on homeownership... Royal Bank of Canada (RY on TSX and NYSE) ("RBC") today announced the final results for its previously announced tender offer to purchase for cash all of its issued and outstanding Depositary Shares... With the assistance of community organizations, a child receives health-related services, a single mother is able to provide regular meals for her family and an elderly person can live independently in their own home.... RBC Insurance announced today that it has signed a 15-year strategic agreement with Aviva Canada Inc., which will allow it to market and sell a full suite of property and casualty (P&C) insurance products to Canadians....


RBC mortgage rates are the most searched of any Canadian lender. That's because it has the most mortgage customers of any bank in Canada. RBC Royal Bank is the country's largest bank with more than 10 million clients domestically and 16 million globally. The bank also ranks among the largest in the world based on market capitalization. RBC rates are usually similar to its Big 6 bank peers. The bank routinely rate matches other big bank rate quotes. The bank has an advantage in that it has the lowest funding costs of any lender in the country. That means it can beat virtually any lender's rates if it really wants to. Like all Big 6 banks, RBC maintains "Posted Rates," special offer rates and discretionary rates. Posted rates are non-discounted rates that banks use for reference purposes and penalty calculations. They are not the rates most customers actually pay. Special offer rates are rates that RBC promotes as its discounted rates. Discretionary rates are typically the best bank mortgage rates. They are available to well-qualified borrowers only, and you often need to negotiate to get them. The bank offers a variety of mortgage products including standard fixed and variable rates, as well as hybrid, cash back and construction draw mortgages. As with most lenders, RBC's most popular term is its 5-year fixed. Its second most popular term is its variable, which comes with fixed payments that don't increase or decrease when prime rate changes. Most RBC mortgage rates come with a standard 120-day rate hold, 10% lump sum and 10% payment increase prepayment privileges, optional double-up payments and a Skip-A-Payment feature. Extended amortizations are available up to 30 years. But RBC may charge an approximately 0.10%-point higher rate if your amortization is over 25 years. As for payment frequency, you can choose any of the following on RBC mortgages: monthly, semi-monthly, bi-weekly, weekly, accelerated bi-weekly and accelerated weekly payments. One last note: Be aware that breaking an RBC closed mortgage entails a penalty and a discharge/assignment fee (up to $250 in some provinces, as of January 2018). Homeline is a Readvanceable mortgage that's part home equity line of credit (HELOC) and part mortgage. As you pay off your mortgage principal you can immediately re-borrow those funds from the credit line. To get a Homeline you need strong credit and 20% equity minimum. The maximum limit on the revolving credit line is 65% of the appraised home value. Homeline is a collateral charge mortgage, which lets you borrow more without visiting a lawyer, but also potentially costs you more when changing lenders. Common uses for the RBC Homeline include use as an emergency fund, a source of renovation money, business credit and leveraged investing. Other benefits of a Homeline include: The bank sells RBC-branded mortgages solely through its mortgage specialists, branches and call centre. It does not directly participate in the mortgage broker channel, but its subsidiary, RBC Dominion Securities, funds several mortgage broker lenders. Mortgage specialists are the primary sales channel at the bank. Essentially, they are commissioned representatives. Their direct pay and/or bonus may be based on factors like the amount of your mortgage, the mortgage type and the rate they sell you. There's one very important thing to remember about mortgage specialists. They have the ability to "buy down" your interest rate. You are then connected with a mortgage specialist online. They do that by trading some of their commission for a lower rate. A few other notes: If a pre-approval is what you crave, RBC is known for its easy online process. After providing more information and confirming your qualifications, he or she holds a rate for you (for up to 120 days on a pre-approval, with no obligation). Never accept the first rate you're quoted from the bank. Bank reps are incentivized to close a deal with you. Always compare the rate you're quoted to others on this website and ask the bank to match them. They cannot go below that floor rate without management authorization. Ask them to request a management exception to get you better pricing and use some of their commission to buy down your rate. If the bank refuses to come down enough on its rate, tell the rep that you're going to shop other lenders and to get back to you if they can be more competitive. People who renew often don't get the bank's best discretionary rates. Often they are offered higher rates, like "Special offer" rates (which are not so special). Bank clients have even been known to receive renewal letters with posted rates in some cases. When renewing your RBC mortgage, be sure to negotiate. And start early, at least 60 to 120 days before renewal to allow you time to shop around. These are some of the benefits of getting a mortgage with RBC: Like most big banks, RBC has a series of mortgage calculators that calculate payments, mortgage affordability and prepayment charges, among other things. Our favourite among them is RBC's Home Value Estimator. It uses public records and recent sales in your neighbourhood to predict your property value. In most housing markets, it's value range is fairly accurate. RBC, along with other Big 6 banks, sets Canada's benchmark prime rate. This occurs when the Bank of Canada changes its overnight rate, upon which prime rate is based. RBC is often the leader in setting the country's prime rate, with other lenders following its lead. Rate Spy does not see or store your contact information or personal information when you inquire about a rate. The information you enter goes directly to the lender. Mortgage rates listed are subject to change at any time and apply to those with approved credit. Exchange rates quoted in the media are interbank exchange rates, which are used by banks and other interbank participants to buy and sell currencies in the wholesale market. The interbank rate quoted in the media is typically for a minimum amount of US$5,000,000. Usually, when a client completes a transaction it is for an amount smaller than US$5,000,000 and as a result, a retail rate is applied. This rate includes a spread added to the interbank rate to account for market movement between when the client transaction is completed and when smaller client amounts can be accumulated and traded on the interbank market. Exchange rates applied to cash transactions include shipping and handling charges, making the exchange rate for cash less favorable than the non-cash rate. Non-cash rates are applied to paper instruments such as cheques and drafts. Non-cash rates are also applied to incoming and outgoing wire payments and other electronic transactions. These instruments do not require physical storage or movement, and incur less time and cost for processing than cash transactions. Therefore a more favorable rate is applied to non-cash instruments. It is often more beneficial to convert your Canadian dollars to the local currency of your travel destination before you leave Canada. Many banks, foreign exchange kiosks and hotels in other countries charge commission or service charges in addition to exchange rates that are often higher than those in Canada when converting your Canadian dollars to their local currency. The rates provided are for information purposes only, and may not be reflective of rates in the market at the time of inquiry. Foreign exchange rates are subject to change at a moment's notice. Although timely rates may be obtained by contacting a local RBC Royal Bank branch, rates can only be guaranteed at the time the purchase or sale is conducted. Advance notice may be required to obtain some currencies. Rbc rates rbc park royal Rates for 28 April 2020 There are many investment options available for your Registered Plan, including Registered Savings Deposits, GICs and RBC Funds options to choose from. To help you decide, we also provide the information and advice you need to make the investment decision that's best for you. If you have any questions about today's rates, please visit your local branch or call us at 1 800 769-2511. NOTES. P Denotes interest is calculated at this rate on the applicable portion of the daily closing credit account balance. 1 VIP means the account is linked to an RBC VIP Banking package. The following non-registered GIC rates are current for 18 February 2020. View GIC Rates for registered investments. With Guaranteed-Return GICs, your interest rate is guaranteed, so you don't need to worry about changes in the markets or economy. Interest rates are subject to change without notice at any time. TORONTO, April 3, 2020 - RBC announced today it will be reducing credit card interest charges by 50% for those clients receiving minimum payment deferrals on credit cards. Upon completion of a financial review with an RBC advisor, customers will be eligible for a 50% credit of their interest charges during the deferral period. “Clients are managing their spending as they adjust to new circumstances and, to help them, we have introduced several relief measures to support them in this very difficult time,” said Neil Mc Laughlin, Group Head, Personal and Commercial Banking for RBC. “More than anything, clients need to know that they have options. Approximately 80% of our clients either do not pay credit card interest or have access to lower interest rate options, like Lines of Credit. By reducing interest charges for clients who receive credit card minimum payment deferrals, we are now offering additional support during these challenging times.” For personal and small business credit card clients already receiving minimum payment deferrals, RBC will reduce the current interest charges on their credit card by 50%. The difference in interest will be credited to their account. For more information about financial relief available to clients during these times, please visit About RBC Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 85,000 employees who bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada’s biggest bank, and one of the largest in the world based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our 17 million clients in Canada, the U.